So unless you check your bank account every time you make a purchase, you need a checkbook app. While the transaction history is there, people spend more when they don’t think about their purchases. The technology was there, balancing it for them – or was it? Why would they, when the computer could do it for them? It wasn’t until online banking became the norm that people stopped writing down what they were spending. Modern Money: What Makes a Great Checkbook App?īalancing your checkbook used to be something they taught in schools, back when more people had cash and we used debit cards for fewer transactions.Įven when people started using cards more, they’d still track their purchases on paper. Here’s why and which you should download, below. That’s a mistake, and the solution is as easy as downloading a checkbook app. Many millennials don’t even own a checkbook, preferring quicker methods like Venmo or Paypal to pay friends and bills.Īnd since they don’t have checkbooks, many young people aren’t balancing theirs, since it’s all online. Are you old enough to remember the days of checkbook balancing, on pen and paper?
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